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In a large bowl, gently combine the diced tomato, scallions, and chopped hard-boiled eggs.
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Fold in the mayonnaise (or mayonnaise-yogurt mixture) until everything is evenly coated. Season generously with salt and pepper.
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Just before serving, gently fold in the crushed crackers. This preserves their signature crunch.
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Serve immediately for the best texture, or chill briefly in the refrigerator until ready to serve.